How does West Ham’s finance scheme compare to others?

West Ham’s finance plan is compared to other Premier League clubs who offer similar schemes who allow season ticket holders to pay for their seat in instalments over a period of time. West Ham currently uses V12 financing who charge a 6% arrangement fee when paying over 10 months (14.35% APR) or a £30 flat arrangement fee when paying over 4 months (APR % would vary)

Cardiff City (21.7% APR) with V12 finance over 9 months

Huddersfield (16% APR) with Zebra Finance over 10 months

West Ham (14.35% APR) with V12 Finance over 10 months

Fulham  (13.5% APR) with Zebra Finance over 9 months

Chelsea  (13.3% APR) with Zebra Finance over 4 months

Manchester United (10.9% APR) with Zebra Finance over 9 months

Everton (10.4% APR with £30 admin fee, Direct Debit over 12 months)

Arsenal (7.7% APR) with Zebra Finance over 10 months

Spurs (7.42% APR) with V12 Finance over 10 months

Liverpool (5.25% APR) with Zebra Finance over 10 months

AFC Bournemouth (3,75% APR) with V12 Finance over 10 months

Southampton (0%*  £37 admin fee with V12 Finance over 10 months) APR not published as would vary

Wolves (0%* Interest-Free but £20 admin fee Direct Debit over 12 months) APR not published as would vary

Watford (0% No fee / Direct Debit over 10 months)

Leicester City (0% No Fee /  Direct Debit over 1o months)

Manchester City (0% No Fee /  Direct Debit over 1o months)

Newcastle (0% APR / No Fee Direct Debit Scheme)

Crystal Palace (0%  No Fee / Direct Debit over 12 months)

Burnley (0%  No Fee/ Direct Debit over 12 months)